For Australian households and small businesses grappling with persistently high utility costs in 2026, clarity on government assistance is crucial. The widely discussed federal “Energy Bills Relief Act” and its associated payments, while providing significant temporary support in previous periods, have concluded their universal direct bill relief for most. As of 1 January 2026, the broad-based federal energy bill credits are no longer automatically applied to electricity accounts for standard households.
This means that electricity bills arriving from January 2026 onwards are the first to fully reflect retail prices without this federal offset. While most small businesses also saw their $150 credit conclude, those in embedded networks might still be able to apply through relevant state service portals by 30 June 2026 for past payments.
The focus has now decisively shifted towards targeted state and territory concessions, alongside enduring federal and state incentives for energy efficiency upgrades and renewable energy installations. This guide outlines the current landscape of energy bill support in Australia for 2026, detailing what relief is available, who is eligible, and proactive steps you can take to manage your utility expenses. For more strategies on managing your bills, see our guide on How to Cut Your Electricity Bill This Winter in Australia 2026: Strategies After Federal Rebates End.
Understanding Current Energy Costs in 2026
Energy prices have continued to trend upward modestly across most states in 2026, with year-on-year increases ranging from 2.9% to 5.1%. Knowing the average costs can help you benchmark your own bills. Average quarterly electricity bills vary significantly by state and household size. As of April 2026, South Australia remains the most expensive state for electricity, averaging AUD $1,580 per year, while the ACT has the lowest average annual bill at AUD $1,310.
“South Australia remains Australia’s most expensive state for electricity, averaging $1,580/yr — $270 more than the cheapest state (ACT).”
Average electricity usage rates across Australia in April 2026 range from approximately 25.8 c/kWh in the ACT to 32.1 c/kWh in South Australia.
| State/Territory | Average Usage Rate (c/kWh) | Average Supply Charge ($/day) | Estimated Annual Bill | Year-on-Year Change |
|---|---|---|---|---|
| South Australia | 32.1 | 1.12 | $1,580 | +2.9% |
| Western Australia | 28.9 | 1.08 | $1,490 | +3.5% |
| New South Wales | 28.5 | 1.05 | $1,450 | +4.2% |
| Queensland | 27.2 | 1.00 | $1,420 | +5.1% |
| Victoria | 26.8 | 1.02 | $1,380 | +3.8% |
| Tasmania | 26.2 | 0.98 | $1,340 | +4% |
| ACT | 25.8 | 0.95 | $1,310 | +3.2% |
Source: EnergyPlans research, 1 April 2026. Estimates based on AER reference data and public market information. Annual bills assume average household usage (~4,900 kWh/year).
State and Territory Energy Rebates & Concessions (2026)
While federal universal relief has ceased, targeted state and territory programs remain vital for eligible households and businesses. Eligibility often depends on holding a concession card (e.g., Pensioner Concession Card, Health Care Card) and being the primary account holder. For more on specific eligibility, refer to our guide on Centrelink Energy Rebates Australia 2026: Your Guide to Expanded Eligibility & Automatic Bill Relief.
New South Wales (NSW)
NSW offers several targeted concessions:
- Low Income Household Rebate: Eligible concession card holders can receive $285 per year off their electricity bill (retail customers) or $313.50 for embedded network customers.
- Family Energy Rebate: For eligible families with dependent children, this rebate provides up to $180 per year for retail customers.
- Seniors Energy Rebate: Self-funded retirees with a Commonwealth Seniors Health Card can receive $200 per year, paid directly to their bank account.
- Medical Energy Rebate: Up to $285 per year (retail customers) or $313.50 (embedded network) for households with a medical condition affecting body temperature.
Victoria (VIC)
Victoria provides some of the most comprehensive state-based support:
- Annual Electricity Concession: A year-round discount providing 17.5% off your household electricity usage and service costs, after the first $171.60 per year.
- Winter Gas Concession: A 17.5% discount on gas usage and service costs during the winter period (1 May to 31 October), after the first $62.40.
- Medical Cooling Concession: 17.5% off summer electricity bills (1 November to 30 April) for eligible medical conditions.
- Life Support Concession: A daily discount equivalent to the cost of 1,880 kWh of electricity per year for households using eligible life support equipment.
- Excess Electricity Concession: Continues the 17.5% discount once annual electricity costs exceed $3,895.13.
Queensland (QLD)
Queensland households can access:
- Electricity Rebate: Eligible concession card holders (Queensland Seniors Card, Pensioner Concession Card, Health Care Card, DVA Veteran Gold Card) can receive $386.34 per year.
- Medical Cooling and Heating Concession Scheme: Provides $522.09 per year to eligible applicants with a qualifying medical condition, paid directly to a bank account.
- Reticulated Natural Gas Rebate: $92.12 per year for eligible concession card holders.
South Australia (SA)
SA residents can access:
- Energy Bill Concession: Up to $281.78 per year, indexed annually.
- Medical Heating and Cooling Concession: For eligible low-income households with medical conditions requiring heating or cooling.
- SA Concessions Energy Discount Offer (SACEDO): A new agreement with Origin Energy provides eligible concession card holders with 20% off electricity usage and supply charges, 15% off gas usage and supply charges, and 40% off a 45kg LPG cylinder for 12 months. This offer runs until at least 2029.
Western Australia (WA)
WA offers targeted support:
- Energy Assistance Payment (EAP): $326.33 per year (2025–26 rate) for WA residents with a Pensioner Concession Card, Health Care Card, or DVA card.
- Dependent Child Rebate: $146.84 per child, per year (2025–26) for eligible concession households with dependent children.
- Air Conditioning Rebate (Cooling Concession): $77.62–$327.50 per year (varies by zone) for eligible concession households in hot or remote areas.
- Cost of Living Rebate (CoLR): $104.90 was provided in 2026 for WA Seniors Card holders.
Tasmania (TAS)
Tasmanian households can access:
- Annual Electricity Concession: Provides a bill discount of $1.76866 per day (approximately $645.56 per year) for retail customers. Embedded network customers receive a $645.56 one-off payment in 2025-26.
- Heating Allowance: $56 per year (paid twice) for Pensioner Concession Card holders.
- Medical Cooling or Heating Concession: A daily discount of $1.76866 for concession households with medical needs.
- Life Support Concession: Provides a daily discount to eligible customers using approved life support equipment.
Australian Capital Territory (ACT)
- Sustainable Household Scheme: Offers low-interest loans up to $15,000 for a range of energy-efficient products, including EV chargers, induction cooktops, and ceiling insulation.
Northern Territory (NT)
- NT Concession Scheme – Electricity: Eligible concession card holders can receive up to $1,200 per year in electricity concessions (capped at 8,000 kWh).
- Medical Support Allowance: A $154 allowance for those exceeding the concession cap due to medical criteria.
- Battery Installations: The NT provides a $450 per kWh rebate (up to $6,000) for battery installations.
Beyond Direct Bill Relief: Long-Term Savings and Upgrades
Beyond direct bill credits, federal and state governments continue to support long-term energy savings through renewable energy and efficiency upgrades. These programs help Australians reduce their reliance on the grid and mitigate future price increases. Consider exploring Australia’s Top Energy-Efficient Home Upgrades 2026: Maximise ROI as Electricity Bills Soar This Winter.
Solar Panels (Federal STCs)
The Small-scale Renewable Energy Scheme (STCs) provides an upfront discount on eligible rooftop solar PV systems. However, as of 1 January 2026, the deeming period for STCs reduced from 6 to 5 years, resulting in a 15-20% reduction in the upfront discount for new solar panels. For example, a 6.6kW system can attract a federal rebate of approximately $1,800 to $3,200, depending on your location zone and the STC market price.
Home Batteries (Federal Cheaper Home Batteries Program)
This federal program provides an upfront discount on eligible home battery systems. As of 1 May 2026, the rebate structure has shifted to a tiered model with reduced values. It is now worth about $252 per usable kWh for most standard home batteries (up to 14 kWh), with reduced rates for larger systems. This can translate to approximately $4,350 off a standard 14 kWh home battery. This rebate is stackable with some state battery incentives.
Energy-Efficient Appliances and Home Upgrades
Many states offer incentives for upgrading to more efficient appliances, particularly heat pump hot water systems and efficient heating/cooling. These are often provided as upfront discounts through accredited providers:
- Victorian Energy Upgrades (VEU) Program: Offers upfront discounts on approved heat pump hot water systems, insulation, and LED lighting. From 1 October 2026, ceiling insulation rebates will expand to all eligible residential homes.
- Solar Victoria Hot Water Rebate: For eligible owner-occupiers in Victoria, rebates are available for heat pump or solar hot water systems (up to $1,000, or $1,400 for Australian-made products). These can be combined with VEU discounts and federal STCs. For detailed information, consult our Best Heat Pump Hot Water Systems in Australia 2026: Costs, Rebates & Buyer’s Guide.
- NSW Energy Savings Scheme (ESS): Provides upfront discounts for installing heat pump hot water systems (estimated $330–$640) and efficient reverse-cycle air conditioning.
- South Australian Retailer Energy Productivity Scheme (REPS): Focuses on free or discounted upgrades, including insulation, efficient hot water systems, and connecting home batteries to Virtual Power Plants (VPPs).
- Queensland Community Housing Energy Upgrades (Q-CHEU): Offers up to $4,500 in rebates for eligible community housing providers to install upgrades like solar, insulation, and efficient hot water systems.
- Queensland Supercharged Solar for Renters program: Provides rebates up to $3,500 to eligible landlords who install rooftop solar on their rentals, with tenants expected to save around $700 a year on power bills.
How to Access Support
- Check Eligibility: Review the criteria for federal, state, and territory schemes. Most direct bill relief requires a valid concession card (e.g., Pensioner Concession Card, Health Care Card, DVA Gold Card).
- Contact Your Retailer: For ongoing concessions, ensure your energy retailer has your up-to-date concession card details. Many rebates are applied automatically once registered.
- Visit State Government Websites: For specific state-based programs (e.g., Solar Victoria, Service NSW, SA.GOV.AU, Queensland Government, RevenueWA, Service Tasmania), visit their official websites for application forms and detailed eligibility. These portals are the most reliable sources for current information.
- Engage Accredited Installers: For solar, batteries, and energy efficiency upgrades (like heat pumps), accredited installers typically handle the rebate application process, applying the discount directly to your quote.
- Explore Hardship Programs: If you are experiencing financial difficulty, contact your energy retailer directly. They are mandated to offer payment plans and hardship assistance. The Victorian Utility Relief Grant Scheme (URGS) offers up to $650 per utility every two years for households in temporary financial hardship.
Bottom Line
The era of universal federal energy bill relief has concluded, meaning Australians will no longer see automatic credits on their bills from January 2026. However, significant support remains available through targeted state and territory concessions for eligible households. Furthermore, federal incentives for solar and battery storage, alongside state-based energy efficiency programs, provide substantial opportunities for long-term savings by reducing overall energy consumption and generating your own power. Proactively checking your eligibility for these diverse programs is essential to manage your energy costs effectively in 2026 and beyond.